How We Do It

Bringing Continuity

to your financial life

Financial planning is not an investment product, but rather an ongoing process designed to help you pursue your goals by making smart decisions throughout your life. Our planning begins by evaluating your current financial situation, identifying and clarifying your goals, and then creating the appropriate plan for pursuing them.

Given the comprehensive nature of the plan, there may be different areas of your life that will also call for the thoughtful counsel of your tax and legal professionals – so we’ll coordinate with them to help seamlessly address all matters that your plan should encompass.

Also central to what we do is our thoughtful and disciplined investment approach. Utilizing our global asset allocation model, we consistently strive to create and maintain a balanced portfolio that reflects what we consider to be an optimal allocation of assets including stocks, bonds, commodities and cash.

We are not driven by performance versus an arbitrary benchmark, but rather by creating “all-weather” portfolios designed to take only the risk necessary to achieve long-term objectives for growth and cash flow needs.

We will monitor your plan and portfolio on an ongoing basis, while keeping you informed of their status and progress. We will recommend adjustments when appropriate, to stay current with changes in the market environment and your personal life.

Every investor’s situation is unique, and you should consider your investment goals, risk tolerance and time horizon before making any investment. Investing involves risk and you may incur a profit or loss regardless of strategy selected. Asset allocation does not assure a profit or protect against a loss in declining financial markets.